December has a magic of its own, doesn't it? Whether it's the holidays, New Year's Eve celebrations, or the irresistible spread of good food, there's something special about this time of year.
Your struggles are most certainly different than mine. It follows that they are different from your neighbors, work colleagues, friends, and even family members.
According to the National Retail Federation, 197 million Americans shopped over the 5 days from Thanksgiving weekend through Cyber Monday. There are only...
